Sunday, June 21, 2009

Cost of Living in Malaysia... Terlalu Tinggi? + Perak's Controversy

Cost of living in Malaysia...Terlalu Tinggi?
The argument in this thread from day one is the cost of living in each country (especially UK and Europe) based on what you earn in the respective country and whether the standards are higher than in Malaysia .

I tried to point out that many Malaysians always convert and that is why they say the UK is expensive. In fact, the cost of living is much cheaper than in Malaysia .In actual fact, Malaysians are being conned because for such a rich and resource rich country, the pay in Malaysia is way too low compared to the cost of living and inflation.

One good example is Singapore .Singaporeans (average) earns around S$3000 to S$4000 and nearly everything is half the price of Malaysia . Eg clothes, computer parts, electronics etc. But the average Malaysian still earns M$2000 plus and goods are double the price of Singapore . This is the same as the UK . If you earn around 2000 pounds, you can liken this to the person earning RM$2000 in Malaysia .

I give you some examples below. Maybe you can understand.
1) Good terrace houseIt is more or less the same. If you want a house in KL, it would most probably be in Puchong and not Damansara Heights . So your house would be RM$200,000. In UK , you can get a decent new house in Zone 6 (still within the tube) for 200,000 pounds. If non London , you can get a nice house also for less than 200,000 pounds outside London . The same also applies to buying a house in Seremban, Kajang etc. You can buy a nice house for RM200,000 below. So buying a house is the same for the local and the Malaysian. Renting a place is the same too or maybe cheaper than in Malaysia (I am not sure of this). A 2-bedroom flat in London is about 750 pounds (Zone 2). 500 pounds outside Zone 6 but still able to commute to London . A 2-bedroom house in Nottingham is 450 to 500 pounds. A 3-bedroom house in Belfast is about 300 pounds.

2) A carA good Wira is RM$55,000. Most Malaysians have to take 7-year loans and be in debt all the time. If you are earning RM$2000 a month, you take nearly 3 years saving the RM$2000 with not eating at all just to buy a Wira. In UK , the average local earns about 2000 pounds. He saves 3 months, he can buy outright a good Ford Fiesta or a Vauxhall Corsa without being in debt.If buying a second hand car, even better. A 1990 Mercedes 190E cost 500 pounds. My 1996 Mercedes E220 cost 2000 pounds. My friend just gave me his 1989 Honda Accord (Auto) for free because he said he could only get 30 pounds for it. I used it for a few months and decided to give it of for free too.That alone speaks for itself.Even if you are kuli or an office boy, you still can drive a Mercedes or a BM. Yes, kuli's and office boy's get paid quite well. Average temp/office boy in London can earn about 7 to 10 pounds and hour. Overtime is 1.5 times or double. A brick-layer can earn 20 pounds an hour.The same Indon who lays bricks in Malaysia earns RM$50 for the whole day. Before I became a doctor, I used to be an office boy and I earned near 300 pounds a week working about 70 hours a week. My makan was 30 pounds a week. My rent was 70 pounds a week for a room but I still drove a BMW back then. I bought the 10-year old BMW 3 Series car for 200 pounds. Amazing how an office boy can drive a safe and luxurious car.

3) PetrolFor a UK person earning 2000 pounds, 80 pence a litre/gallon is cheaper than RM$1.52 paid in Malaysia . If you don't convert, it is like paying 80 sen a litre in Malaysia

4) Shopping20 pounds (which is 1% of 2000 pounds) can buy you 1 week's worth of groceries in Tesco. RM$100 (which is 10% of RM$2000) can also buy you 1 week's worth of groceries in Giant or Carrefour.

5) Utility Bills (This is what I pay in UK )
1. Virtually non-stop heating the whole day only 20 pounds a month. (Only 1% of the 2000 pounds earned)
2. Electricity, I use my electricity maximum only 20 pounds a month. (Only 1% of the 2000 pounds earned)
3. My water bill also comes to about 20 pounds a month (Only 1% of the 2000 pounds earned)
4. My internet - I get 2Mbps for about 25 pounds (Bulldog DSL) (Also slightly above 1% of the 2000 pounds earned)
5. Astro Equivalent (NTL cable or Sky) - 30 pounds per month (Also slightly above 1% of the 2000 pounds earned)
In Malaysia , this is what I used to pay:
1. Tenaga Bill comes to RM$200 to RM300 a month with 3 air-cons. This is more than 10% of the RM$2000 earned)
2. Water (Puas) comes to RM$40 (This is about 2% of the RM$2000 earned)
3. Astro RM$100 (if you take Chinese package) (This is about 5% of the RM$2000 you earn)
4. Internet Streamyx 512K RM 88 per month (This is about 5% of RM2000 you earn)

6) BooksA good book is about 10 to 15 pounds in the UK . This is less than 1% of the 2000 pounds you earn.
In Malaysia , you have to spend RM$75 to RM$100 for a decent book in MPH or Kinokuniya in KLCC. This is about 5% of the RM$2000 ringgit you earn.

7) EducationI think it is about RM$20,000 per year to do a degree in Sunway Monash and about RM$12,000 per year to send your kid to UM, UKM, USM etc. I am not sure about this. But in UK , it is only 3000 pounds a year to send your kid to a great university. That also, the white man still makes a lot of noise because the grants were taken away. Previously, it was virtually free for the English man to send his kid to university but now, since the grant was taken away, he has to spend 3000 pounds per year to send his kid to university and less money to get drunk in the pub. Well, if you are earning RM$2000 ringgit, sending your kid to UM to study is quite difficult. If you are earning 2000 pounds per month, you can easily send you kid to university in the UK .Even worse for the poor non bumi's not given a place in local university. Even if they can afford, they won't get a place because of the quota system. Unfortunately, the Chinaman and the Indian who gets 5A's in STPM have to be sacrificed and not given a place to let the Malay fellow with 2E's and 3 Fail's to enter the Medical Faculty or Law Faculty. So the non-bumi's have to save RM100,000 per year to send their kid to the UK . In the UK , at least the white man still can go into university based on results and merit and only pay 3000 pounds per year.

8) LuxuriesPanasonic Plasma TV in Malaysia about RM20,000. If you are earning RM$2000 a month, memang mahal! You have to save 2 years your monthly salary to buy it. In UK , the same Panasonic ironically, Panasonic plasma is made in Japan and Japan is close to Malaysia , so the plasma should be cheaper in Malaysia ) is only 2000 pounds. And this is only 10% of the 2000pounds earned.

9) HealthNHS is free. Though the service is slow, quality is still there. You still can get a top quality by-pass for free although you may have to wait many months. In Malaysia , IJN charges RM$30,000. SJMC charges RM$50,000. GH is free but as many people know, GH and UH have clown doctors. For example doctors who wear tudung and use a pen to touch the patient because scared dosa).

10) Assessments to local councilsI may pay high council tax but at least my council assures my streets are clean and safe, got no holes (pot holes) on my roads, and they jump and attend to me whenever I call them. When I stayed in Malaysia, I paid my assessment and quite rent but MPSJ I lived in Subang) told me to "podah" whenever I asked them to come and fill up the pot holes, cut the long lalang, put street lighting etc. The councils, especially MPPJ and MPSJ, were more interested in eating nasi lemak and going for 10 teh tariks in a day during office hours and hardly did anything for their residents.

11) Income TaxMy national insurance and income tax also is not wasted. When I was unemployed in 1997, the government via social security paid for my 2-bedroom flat for one whole year and I was given about 100 pounds per week for me and my wife to live on. I am happy to know that one day if I lose my job, I can still claim social security and get my apartment paid and food to eat again for free. It is a good security to know. The list goes on. Here alone you can see, the sterling you earn goes a long way in the UK . So your quality of life is far better in the UK than a Malaysian in Malaysia . It is just that Malaysians are just too content with what they have. But you compare apple for apple. The British just love to complain. They have it made but still they love to complain. Nothing is good enough for the British. The government gives the citizens so much but they still seem to want more and more.

(By Dr Zain Azrai)
London


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This is a forwarded copy of email I received days before from my mum. Is this true?
Doubting~ I'll find out later with some research gonna be done. Yet, my uncle has just bought a new Vios at Brisbane is far way cheaper than a new Vios bought in Malaysia.
Shouldn't it be cheaper? : Wondering how far is Malaysia to reach its its so-called "Industrial-based Economy" (Wawasan 2020) - Dr.Mahathir Mohammad.

Politic is of a mess now especially looking into Perak's Menteri Besar controversy...
There is a reason for what is happening now. I know the reason of this mess. It is impossible to have fire sparks from nowhere.
Pm me whenever u want to understand more about this.
I can't talk too much ~ ISA is still breathing... :'(

It can be pictured as - Big Boss had somehow "cheated" back and obtained PERAK and now He's trying to legalized the whole process of cheating in order to "Re-Colonized" it can be liken as the period whereby the Malaya is under the British Colonization.

The people rejects it, they are still rejecting it! Yet, the "Cheating" is still under its legalization which financed by the Big Boss. They treat the people as what?
Democracy is dead in Perak!
It's pity to say that Perak's sky is covered with the anger of its People.

8 comments:

  1. 一路来都是那样的啦~
    所以人名都活在水深火热当中
    有钱的人,早就移民了

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  2. i wana earn money in UK, thn study in UK thn :)
    but i noe this fact for long long time ago..
    the cost living in UK is much more cheaper than msia. XP
    but i still love malaysia, juz not the politic. LOL.. :P

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  3. Ya... Earn at UK is worth much more than earning from M'sia... Moreover, those asians migrated there work harder than those locals and earn their money haha...
    They can earn quite alot then back to their hometown and can easily be a wealthier person there...^^

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  4. It is not that the cost of living is so much cheaper. It is that in the UK, people have more disposable income. Lets say you save 10% of your salary in UK, £200/month (on salary of £2000/month). In Malaysia you do the same, so RM200/month. Now you want to buy an ipod touch. It cost the same in the UK and MY (around £200, RM1200). So in the UK, you only have to save for 1 month. In Malaysia, you have to save for 6 months.

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  5. As they say, the grass is greener on the other side.

    I am a British citizen living in Malaysia and Malaysia is a way better place to be!

    1. It's warm and light all year round. Go to the UK right now and the temperature is zero and it is dark for 15 hours of the day. You wake up, it is dark. You go to work. You come home after work and it is dark already. If you've never experienced it, you don't know how shit this is.

    2. You have amazing food in Malaysia. The food in the UK is nowehre near as good and it is very expensive. A meal in a restaurant with 1 drink is minimum £7 and probably averages £10. That's a basic restaurant. Go anywhere slightly better and that soon goes up towards £15, then £20.

    3. Tax is very high in the UK. Income tax 22%, VAT 17.5%, National Insurance 11%. That's just a few of the taxes.

    4. You cannot compare Damansara Heights with anywhere in Zone 6 London. Zone 6 is way out of town, in fact you are not really living in London. Property prices in the UK are insanely high. You don't know how good you've got it in Malaysia. Go to www.housepricecrash.co.uk and you will soon learn the true facts about UK house prices.

    5. Asia is up and coming. The UK has reached its peak. Just look at the exchange rate - it's fallen from 7MYR:1GBP to 5.5MYR:1GBP in the last 18 months. Big difference and there is no reason why the Pound will get stronger because the UK is now in massive, I mean massive, debt.

    6. I agree, electronics in Malaysia are much too expensive!

    7. CONVERT! So many people say "If you don't convert, then it costs xyz". That's such a lame thing to say. If you want to truly compare the cost of living, you MUST convert. Petrol is very expensive in the UK (currently 108p per litre). That is RM6. Ouch.

    So, don't go rushing to the UK and don't believe what others tell you. Do you own research.

    Malaysia boleh!

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  6. Firstly, I as a Malaysian is so happy that we could actually have u living as of part of the local community. I am wondering how could u actually have your stomach "merged" with the local cuisine esp. Indian, Chinese n Malay food. hehe...

    Again, Thank you "Mr." u're so kind enough for letting me to know all the little dittle things happening in London. I'll do a detail research to get more understanding of the overall.

    Yet, I am looking forward to further my study to Aberdeen, Scotland. I haven't been there before. What's your advice to me? seen you have been living in England.

    I would be delighted enough if you are willing to provide me more advice or sort of related information. If u dont mind You can always email me at potatobaby_54321#@hotmail.com

    Sincerely thank you. :)

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